A Denver Roofer Shares How Slow Reporting of Roof Damage Can Cost Thousands

Homeowners hoping to keep insurance rates down by not reporting roof damage can end up losing thousands in repair or replacement costs, as insurance providers may require specific weather “events:” be reported within two years.

Denver, United States – April 26, 2018 /PressCable/ —

In the common insurance scenario, homeowner premiums mirror usage; The higher the pay out, the higher the premium. A money conscious insurance subscriber may hold off reporting minor claims in the hopes of staving off premium increases. Although this may make financial sense when choosing not to report a minor door ding in the family car, it may not always be the bsest practice for homewoners.

Most homeowner insurance policies clearly state that weather damage to property structures such as roofing and siding must be reported within 24 months of the incedent to be covered. In an attempt to keep premiums down, homeowners mistakenly can miss the deadline for reporting wind or hail damage to their roof. As a result, this could cost homeowners thousands in out-of-pocket expenses. With the average roof in Colorado now costing in the area of $14,000 this is a mistake many homeowners cannot afford to make.

The basic costs of repairing or replacing the roof are not the only expensive aspects of failing to report roofing damage. When a roof is subjected to storm damage water damage can follow. When the water damage is ignored for a long period of time it can lead to poor structural integrity and cause irreparable damage to the property’s supporting structure. Mountain State Roofing manager, Shad Peabody encourages homeowners to have their roof inspected following severe weather events. He says “homeowners should take the time to get a roofing evaluation following storms and be sure to record the date and time of the weather event.” While homeowners may not want to invest the time to meet with a roofing contractor, the possibility of losing valuable, already earned benefits, can make it well worth the effort.

Peabody says “A quick call can set you up for an inspection, at your convenience, and the actual meeting and evaluation, rarely takes more than 30 minutes. We will quickly access the situation, inventory the damages and discuss the probable cause, as the homeowner is guided through the restoration process. At Mountain State Roofing, we also caution property owners against dealing with companies who require payment in advance. Unfortunately, there have been instances in Colorado where property owners have been bilked by hit and run roofing contractors.”

A trained inspector will look at the roof, trim, gutters and roofing peripherals, like vents and skylights. At Mountain State Roofing as with most roofing companies in the Denver area, roof evaluations are free and there is no obligation to hire a roofer, even if roof damage is found. If no damage is found, it is well worth the time invested and the peace of mind gained.

To schedule a free roofing evaluation or to discuss an upcoming new construction project, Contact Shad Peabody. Mountain State Roofing specializes in residential roofing – re-roofing, new roof installation, roof repairs and hail damage claims. In addition, the company also takes on gutter and siding installation and repair in any of the areas covered by the company, as shown on Google Maps at: https://goo.gl/maps/cit9c6eZrGK2

Contact Info:
Name: Jerome Dunn
Organization: Mountain State Roofing
Address: 12 Broadway, Denver, CO 80203, United States
Phone: +1-303-816-3693

For more information, please visit http://mtstateroofing.com/

Source: PressCable

Release ID: 336816