Houston Roofing Company Shares Insight On The Insurance Claim Process

January 08, 2020 – – The Houston, Texas based State Roofing Company is reaching out to the community to share information explaining how homeowners may handle and process insurance claims for any type of damage that their roofs sustain. The local contractors have been serving the community’s residents for several years, earning a distinguished reputation for providing outstanding services complemented by the best coverage in the area and remarkable attention to detail.

Dealing with insurance claims and their associated documentation is one of the most confusing and undertaking situations that a homeowner can encounter. It is a process that is both extensive and complicated, requiring the aid of professionals to ensure that the estimate given by the insurance company is enough to cover the majority of repairs (including the cost of labor and any additional expenses that may arise over the course of the project).

Thousands of homeowners struggle with this every year, with many suffering the consequences of their lack of knowledge in the subject, resulting in them having to cover the cost of the repairs by themselves. This is prompted the State Roofing Company to share their expertise and reach out to the community with a comprehensive guide on what they can expect when they file insurance claims, including the best course of action they may take to guarantee full coverage for any repairs, replacement, or installation necessary.

Chase Walker, a representative of State Roofing in Houston, TX, says, “We know better than anyone how challenging it can be to deal with insurance claims on your own, as it will always feel as if they were taking advantage of you and your lack of knowledge in the subject. We are here to oversee everything and ensure that the financial support given to you is sufficient to cover the totality of your repairs. We employ licensed adjusters who are extremely familiar with Homeowner’s Policies, damages caused by any foreign force, and the requirements each insurance carrier has for a roof to be totaled and therefore replaced. More importantly, we have established relationships with many insurance adjusters and have gained their respect, giving our clients every tool they need to deal with their insurance claims.”

Walker explains that the basics of any insurance claim comes down to thorough inspection and proper documentation of the damage sustained by the roof. Ideally, the homeowner should have a roofing contractor inspect the property and assess the damage before contacting their insurance provider to file a claim, following which a meeting with their adjuster will be scheduled.

“You should let your contractor know once you have scheduled an inspection appointment with your insurance adjuster,” states Walker, adding that entities as the State Roofing Company will insist on having one of their representatives onsite during this inspection. This is to guarantee that the statement provided by the insurer’s representative is fair for the damages sustained by the property, minimizing the chance of having these aspects underplayed or misrepresented. They emphasize that it is an excellent idea to have a trusted contractor review the paperwork produced by the insurer where the damaged items are outlined as well, as this will guarantee that the client receives the fair market value estimate that they deserve for their repairs.

Once this has been settled, all that is left to do is sign the replacement contract and begin the material selection for the project, after which the replacement project will take place. Depending on the amount of money approved by the insurer, submitting a supplement to the insurance company may be necessary (raising the estimate to cover the contractor’s pricing). Fortunately, the State Roofing Company affirms that they can handle this part of the process on their clients’ behalf. They add that any out of pocket expenses necessary will be clearly outlined before the contract is signed, and they will assume any pricing risk involved in the installation of their client’s new roof or other repairs.

Those in need of assistance with their insurance claim for roofing damage caused by any kind of external force may reach out to the representatives of the Houston roofing company to explore their services further or schedule an appointment. More information can also be found on the company’s official website, and clients may contact Chase Walker directly should they have any further inquiries.

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For more information about State Roofing Company, contact the company here:

State Roofing Company
Chase Walker
(281) 293-7000
stateroofingofhoustong@gmail.com
318 Addicks-Howell Rd, Houston, TX 77079

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