Pennsylvania Car Insurance Rate Compare Website Saves Drivers Up to $600

NEW BRUNSWICK, NJ / ACCESSWIRE / July 22, 2015 / Pennsylvania residents are smart shoppers when it comes to car insurance and the popular free “Auto Insurance Saver” tool from DavidOsler.com, a popular nationwide service, is fast becoming a crowd favorite among Pennsylvanians. Drivers nationwide and in Pennsylvania can go here to use the free rate quote comparison website that helps drivers across the nation save money http://www.davidosler.com/.

Many car insurance experts say vehicle owners nationwide are often overpaying for car insurance by as much as $350 to $600 annually, or more. DavidOsler.com takes the burden of auto rate quote comparison-shopping out of the hands of the driver and makes getting the best possible deal much easier. The old way of rate shopping is time-consuming and confusing. For this reason most people often just pay their bill and stay with their old company and old policy. But many auto insurance policies are overpriced or contain unnecessary coverage. That’s where the free “Auto Insurance Saver” rate quote tool from DavidOsler.com helps. This popular free tool makes car insurance rate quote comparison-shopping in Pennsylvania simple and very effective. The service is available free to the entire state from Pittsburgh to Philadelphia to Harrisburg to Scranton and beyond. The motto at DavidOsler.com is that when insurance professionals compete for a drivers business, rate shopping becomes easy and savings come fast.

Experts often suggest that drivers reevaluate auto insurance policies annually to reexamine current rates and find out if there are better deals available from other insurers. That’s because auto policy offerings change frequently along with the insured’s specific personal situation like change of zip code, age of vehicle, type of vehicle and more. So, often times saving money on car insurance rates is simple a matter of getting a new policy consistent with one’s changing personal situation.

When compared to the minimum standards in other states, Pennsylvania has relatively low car insurance requirements. For example, if a vehicle owner has only the $5,000 mandatory liability on property damage, that amount would obviously not be enough to replace or even repair the cars involved in most accidents. And, if there is even a minor injury medical expenses can quite easily surpass $15,000. Once the costs cross the amount covered by the insurance limits, the vehicle owner becomes legally responsible for any further costs. Therefore, anyone who has savings or a home they wish to protect should think seriously about raising the amount of liability coverage purchased to properly protect their assets. Pennsylvania mandates that insurance companies provide the insured with the option of underinsured and uninsured motorist coverage, however policyholders are not required to take it.

Pennsylvania also requires that drivers purchase first party benefits when it comes to medical coverage. This will pay for medical expenses, as well as anyone else on the policy, up to the policy limit, even the vehicle owner is responsible for the accident.

In Pennsylvania, for every 12 months that pass without a violation, three points will be deducted from your license. However, if a driver accumulates six points on their driving record, they must take a written test covering knowledge of Pennsylvania driving safety and regulations. If they pass this test, two points will be deducted from your driving record. If they accumulate 11 points on their license, the license becomes suspended. Also in Pennsylvania, If insurance coverage is not kept current and it lapses, the registration for the vehicle will be suspended for 3 months. If caught driving while insurance is lapsed, the penalty imposed is license suspension for 3 months. When suspended from driving, the registration plate, card, sticker, and driver’s license all are required to be turned over to PennDOT. The only exception to this rule is if the lapse was for less than a month (31 days), and the vehicle owner can prove they did not operate the vehicle during that time frame.

About DavidOsler.com

DavidOsler.com is a leading online car insurance marketplace that connects consumers with select auto insurance company agents. DavidOsler.com operates the free automated car insurance rate-shopping tool called “Auto Insurance Saver” currently available in most every state in the United States. The free service enables consumers to quickly access competing auto insurance rate quotes from a number of select top insurance providers who are competing for the driver’s insurance business, without being required to enter too much personal information. DavidOsler.com does not provide quotes directly to consumers. DavidOsler.com does not provide insurance and is not a licensed insurance provider but connects consumers with select insurance agents via its unique, free “Auto Insurance Saver” tool.

SOURCE: DavidOsler.com

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