UniLedger Secures U.S. MSB License and Launches on Apple App Store & Google Play

Colorado, United States, December 25, 2025 —
UniLedger (UL), a digital dollar (USDT) wealth management platform, has officially launched globally and is now available on both the Apple App Store and Google Play. Positioned at the intersection of stablecoin-based investing, real-world lending, and AI-powered asset strategies, UniLedger brings a new era of secure, transparent, compliant, and high-performance digital wealth management.

A Rising Star in the Global WealthTech Landscape

As inflation soars and interest rates remain low, traditional financial products are struggling to meet the expectations of conservative savers and risk-averse investors. A growing number of users worldwide are now looking for safer, more rewarding methods to manage and grow their assets.

UniLedger was created against this backdrop—leveraging the rise of stablecoins, which offer legally issued structures, global liquidity, transparent blockchain-based records, and real-time settlement. With “Security, Transparency, and Compliant Yield” as its core proposition, UniLedger introduces a new model of value creation tailored for global users. The platform integrates a real-asset-backed income model, fully traceable on-chain capital flows, jurisdiction-specific legal architecture, and a dual-engine yield mechanism powered by both AI-driven quantitative strategies and enterprise-grade lending.

Compared with traditional DeFi’s high-risk nature and conventional finance’s low returns, UniLedger positions “stable returns” and “strict risk control” at the heart of its product logic, balancing low risk with competitive yield.

Licensed and Compliant: Full U.S. MSB Approval

Earlier this year, UniLedger was awarded a Money Services Business (MSB) license by the Financial Crimes Enforcement Network (FinCEN), an agency under the U.S. Department of the Treasury. This license enables UniLedger to legally operate digital currency-related services, conduct cross-border remittances, and perform currency exchange operations throughout all 50 U.S. states, as well as all U.S. territories and federal districts.

The platform’s legal entity is registered in the state of Colorado, where it has received official company registration documents and tax identification numbers. Following an in-depth compliance review by local regulators, UniLedger was granted a Certificate of Good Standing by the Colorado Secretary of State. This recognition highlights the project’s compliance readiness and provides strong legal, policy, and reputational backing for future growth.

A Dual-Powered, Sustainable Yield Model

As a compliant asset management platform, UniLedger’s returns are primarily driven by two sources. First, it facilitates real-world institutional lending to borrowers such as cross-border service providers, entertainment firms, licensed game operators, and supply chain businesses with strong credit and solid cash flow. Second, the platform operates its own AI-powered quantitative investment desk, which deploys capital into low-risk, multi-strategy opportunities such as market-neutral arbitrage, high-frequency trading, on-chain yield optimization, and prediction-market-based alpha strategies.

This dual-engine model ensures UniLedger achieves a stable and sustainable target annualized return. It significantly outperforms traditional bank deposits or government bonds, while maintaining strict risk control, and delivers a true “alpha” yield that is both measurable and repeatable.

Risk Management and Investor Protection Framework

UniLedger enforces a “Transparency, Compliance, and Protection” framework that ensures the safety of all users. All corporate borrowers undergo rigorous Know-Your-Business (KYB) verification, financial audits, and operational vetting before being granted access to lending.

To protect investors from potential default events, the platform maintains an risk reserve, which can be deployed immediately to cover losses in case of borrower failure. This reserve serves as an institutional-grade safety mechanism rarely seen in either traditional financial services or decentralized finance (DeFi). In a market plagued by opaque fund flows and unverifiable risk exposures, UniLedger stands out by offering end-to-end transparency, making safety and trust the foundation of its brand.

Global App Launch: Seamless Experience Across iOS and Android

Following extensive product iteration and refinement, UniLedger’s mobile app has now launched worldwide (excluding restricted regions). The platform successfully passed the rigorous audits of both Apple and Google, and is now publicly available on the Apple App Store and Google Play. Designed for a professional yet intuitive user experience, the app allows users to engage in digital dollar wealth management with ease, regardless of their technical background or geographic location.

The release of this application marks a new milestone in global digital asset management—ushering in an era of security, compliance, and transparency for stablecoin users around the world. For the first time, specific user groups facing long-standing challenges in asset preservation and income generation can now participate in a secure, regulated, and performance-driven digital finance ecosystem.

A Vision for the Future: Global Digital Dollar Infrastructure

Looking ahead, UniLedger aims to build the foundational infrastructure for global digital dollar wealth. The platform envisions becoming the most trusted destination for USDT-based yield generation—one that transcends national boundaries, local currencies, and legacy banking systems.

With strong regulatory licensing, a robust dual-yield engine, and an unwavering commitment to transparency and risk control, UniLedger is on track to become the go-to platform for next-generation digital wealth creation—empowering users worldwide to grow their capital in a smarter, safer way.

Contact Info:
Name: Christie
Email: Send Email
Organization: UniLedger (UL)
Website: https://www.uniledger.net/

Disclaimer:

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You are advised to conduct your own research and exercise caution. Investments in these fields are inherently risky and should be approached with due diligence.

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