Yes Shirley, You Can Feel Good and Make Money Too

KANSAS CITY, MO / ACCESSWIRE / April 29, 2015 / Your Investment might preserve America’s Main Street and make you money. Is this the Americana apple pie scenario? Possibly, let us explain. In the current economic climate, recovering from a recession. we find with the TARP funds expended to “save” Wall Street and the “big” banks, with the assumption, that the “banks” with low interest rates, like nearly zero, will “trickle down” loans to prop up the main street economy. But they don’t! Here’s why. Because of the “twice burned” philosophy, and oppressive regulation from regulating authority, banks have no reason to involve themselves with even limited risk to create earnings for the bank’s investors. By the way, as a depositor, that philosophy does not apply to you! Without undo regulator threat, the bank stratagem is to loan to government backed securities, and the stock market investments which are not subject to regulatory zeal, currently. This may change, regulatory climates change, the stock market cannot continually rise, and interest rates will rise. So here we are. The investors are not satisfied with 1%-2.0% percent yield on C.D.’s. The prudent investor concerned that the stock market is not the hedge to hold all assets, and searches for an intelligent alternative. Let Ogallah LC introduce you to the American entrepreneur, the main street businessman who provides services, jobs and innovation, day to day. That Business, is more or less ignored by the American Banks and overlooked by big named investment firms. Not profitable to them.

Ogallah LC, with roots as a mortgage banker, saw the possibility of what could be done with reserves to address commercial real estate loans, to highly qualified and cautiously underwritten credits. This was also on the mind of the President of the United States, counterparts in Congress, and S.E.C. All frustrated by the lack of trickle down investments into the main street economy. This proposed and created with the Congress, the Job’s Bill of 2012. After regulations were crafted, will allow private investment firms to publically advertise investments and profile the offerings under an exception, called 506 (C), Section “D.” There is a disclosure, there are guidelines both for the S.E.C. and each individual states. Though publically advertised, are restricted to “sophisticated investors,” “high worth” individuals, and QIB’s. While this is not “crowd funding,” it has been misidentified as such, allows access to broadcast the offering to qualified investors. These Qualified Investors would likely have been missed in the previous alternative regulations.

Ogallah LC, having seen the need, created a platform, to originate, underwrite, sponsor, and service these investments. Ogallah LC has a different philosophy, believing that investment offering are overburdened by inception costs, Ogallah LC will not use investment advisors, Edward P. Engelman, principle and founder believes, “Investment advisors and their commissions are detrimental to both the investor and the borrower,” Commissions paid are directly deducted from the value of the investment. Even if your capital is degraded by even ten percent, so a one hundred dollars, (100.00) becomes ninety dollars (90.00) before earnings! Most are even higher. It is also a detriment to the borrower. Mr. Engelman, says, “Imagine what the earnings have to be to recoup the load funds to the investor?” The borrower has challenges as well. Mr. Engelman, “try to imagine the borrower striving to make the project work with 80-90% money requested and required to do the project.” Ogallah LC believes in synergy. Regarding the investor and the borrower as equal parties. For one to succeed, both have too! Is Ogallah LC unique and alternative investment? Mr. Engelman believes that is truly the case. “I believe that our investor will be an active insightful investor.” Have the ability to see the alternatives, knows the investor role and the borrower’s as well. Ogallah LC calls that compatibility. Ogallah LC protects the investor by underwriting our loans thoroughly. We engage in first hand visual discovery. We desk underwrite, we use a comprehensive deed or mortgage for security, with ancillary estoppels, borrowing restrictions, bankruptcy remote entity, environmental disclosures, We discount the debt securities, which creates equity in the hard security. Ogallah LC operates in continental U.S.A. to diffuse concentration of credit in local downturns. Ogallah requires cash flow to service the investment and requires a stated “stated exit strategy”. As Mr. Engelman stated, his favorite Will Roger’s quote, “I am more concerned with the RETURN of my money, rather than interest on my money.” Make money, know your investment, help restore the U.S. economy.

For more information e-mail, ogallahlc@gmail.com, or http://www.ogallahlc.com, or join us at bestinvstmentforum.com.

SOURCE: Ogallah LC

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