Monthly Archives: April 2015

Houston Personal Trainer Launches Takedown Challenge To Create Maximum Weight Loss In 28 Days

Body3 Personal Fitness Center is launching a brand new, person-centered system for weight loss called the Takedown Challenge that takes just 28 days to complete, the challenge begins on Friday, May 15th.

Houston, TX, United States of America – April 28, 2015 /MarketersMedia/

Losing weight is a goal for a huge number of people, especially now that summer is coming and people want to get in the best shape. Dieting successfully can be difficult however, and with so many products on offer it can be difficult to know where to start. Expert advice in this respect is invaluable, and now, individuals can benefit from an expertly formulated diet tailored to their individual needs. Body3 Personal Fitness has just announced the Takedown Challenge, which will help people drop 5-10% of their body weight in just one month. The Takedown Challenge was created and trademarked by Carolyn Fetters of the Training Spot.

The 28-day nutrition weight loss challenge will tell people exactly what to eat, how much to eat and how often to eat. The nutrition program is designed to be calibrated to each individual’s weight loss goals and needs. Step by step guides will walk people through how to prepare delicious and varied meals using everyday ingredients and basic cooking techniques.

To celebrate the launch of the Takedown Challenge, Body3 Personal Fitness is offering Early Bird rates of $197 for the first fifty spots. This presents the perfect opportunity for people to take the guess work out of their nutrition program and finally get the body they have dreamed of.

A spokesperson for Body3 Personal Fitness Center explained, “The Takedown Challenge is not just a diet, it’s an event. What’s more, it requires nothing but strict adherence from those who take up the challenge to a formula that will be created for them. As such, if people stick to the plan we lay out for them they will get guaranteed results. The Takedown Challenge offers people a loss of 5-10% of their body weight in a single month. There are free work outs, hikes and seminars included, and an initial and final evaluation to help set people up for success in the challenge and beyond.”

About Body3 Personal Fitness: Body3 Personal Fitness is a team of dedicated personal trainers in Houston Tx. who are committed to helping people achieve their goals through dedicated small group and personal training fitness classes. They can help individuals and groups increase their fitness, lose weight, build muscle or prepare for specific goals like races and events. The team have developed the Takedown Challenge to help people lose the maximum weight possible in just 28 days.

For more information about us, please visit http://www.body3fit.com/

Contact Info:
Name: Tom Jackobs
Organization: Body3 Personal Fitness Center
Phone: (713)864-1231

Source: http://marketersmedia.com/houston-personal-trainer-launches-takedown-challenge-to-create-maximum-weight-loss-in-28-days/80652

Release ID: 80652

New Custom Horse Pad Labeled ‘The OG Pad’ Launched by Best Ever Pads

Best Ever Pads announced the availability of their new top-quality 100% needle punched wool is 112 ounces per square yard, making this pad firm, durable and extremely breathable. It is dark gray in color and is available in 1? or 3/4? thickness. The OG Pad beginning Now.

Los Osos, California, United States – April 28, 2015 /PressCable/

Searchers looking for the latest top-quality horse pad, must take a look at this new durable and extremely breathable custom horse pad from Best ever Pad. It is dark gray in color and is available in 1′ or 3/4′ thickness. Anyone can purchase The OG Pad by Best Ever Pads. The detailed product listing can be found here: https://www.besteverpads.com/shop/the-og-collection/

The OG Pad is designed to appeal specifically to Cowboys, Ropers, Barrel Riders, and Horse Lovers and includes:

A unique cut – no two pads will look exactly alike.

100% needle punched wool – firm, durable and extremely breathable.

Customization – Each handmade pad is fully customizable, with a variety of options to choose from.

Ryan White, CEO of Best Ever Pads, when asked about The OG Pad said:

This pad is ideal for Barrel Racers, Cutters, Team Penners, Trail and Pleasure Riders. Best Ever Pad’s mission is to use the 30-plus years of equine experience to continue producing the highest quality, best-looking saddle pads on the market.

Those interested in learning more about the company can do so on the company website at https://www.besteverpads.com. Those interested in purchasing can go directly to the product listing, here: Custom Horse Pads – click for more information..

For more information about us, please visit https://www.besteverpads.com/

Contact Info:
Name: Kevin Laugharn
Email: info@besteverpads.com
Organization: Best Ever Pads
Address: 2445 Paradise Lane Los Osos, CA 93402
Phone: 805-528-8009

Release ID: 80592

Baristas Third Mall Location Begins Remodel in Johnstown, Pennsylvania – More Openings on the Horizon

SEATTLE, WA / ACCESSWIRE / April 28, 2015 / Baristas Coffee Company, Inc. (OTCQB: BCCI),
announced that its third shopping mall location has begun its remodel
in Johnstown, Pennsylvania with eight state master franchise partner BMOC Partners. The location is a 1,000-square-foot inline space at the Johnstown Mall, Johnstown, PA.

Barry Henthorn, CEO, stated, “The third opening of our new mall concept that encompasses not only Baristas
famous specialty coffees but also a variety of food items such as the
Hale and Hearty soup line is being embraced by the malls management and
neighboring retail stores. The new location is just one of many that are
in various stages of development and will represent the third location
opened in under 60 days.”

BMOC Partners CEO Lance Lehr
stated, “With our other two recently opened locations reporting strong
sales attributed to specialty coffees and other drinks the sales volume
from the food sector is stronger than expected. This is very positive,
and exceptionally promising,” stated Lehr. He noted that with the remodel beginning in the Johnstown location this
next week “we are right on target for the opening of Johnstown and
Schuylkill Valley locations during May, 2015. In addition, BMOC is currently in negotiation with Baristas
to continue franchising and expanding developments throughout the
summer. Sites under consideration are located in malls at Wilkes-Barre,
Scranton, and Easton, in Pa.; and at Las Vegas, NV; Chicago, IL; and in Vermont. Mall owners are coming to us, asking for our participation,” Lehr said. “We have a solid concept built around the Baristas Coffee Company brand.” Lehr
cited the Las Vegas mall, and its desire to see the Hale and
Hearty Soup line in its food court, and more recently, another mall
owner that has offered to build out a stand-alone storefront when
entering the mall solely to accommodate Baristas if BMOC chooses to site a store in their Chicago retail development. Both locations are under consideration, and discussion, with Baristas management at present time.

About BMOC:

BMOC
is a regional hospitality and Franchise operations company. Its
founders have extensive experience in creating, marketing, and running
multiple franchise systems. BMOC provides the experience and oversight to help insure the success of the franchises it manages.

About Baristas Coffee Company (BCCI):

Headquartered in the Seattle, Washington area, Baristas Coffee Company, Inc. was formed to create a national brand of drive-thru espresso stands. BCCI is accomplishing this by acquiring established businesses that fit its model, opening new locations, and by franchising. Baristas has also now begun opening locations in shopping malls.

Baristas has separated itself from the competition with its “theme” of joining attractive female baristas in entertaining costumes preparing the finest beverages available on the market. Baristas is also the subject of “Baristas Grounded in Seattle” a reality TV show that premiered Oct. 11 2014 on WEtv (and can be viewed for a short time at http://youtu.be/NnTP58vbc1k) that
takes an unprecedented and brutally honest look into the lives behind
the scenes of girls from a variety of backgrounds who work in the Baristas stands. Baristas can currently be found in seven greater Seattle area locations as well as in Florida, and Montana. Your state, Coming Soon!

For more information on this fascinating concept please visit us at www.baristas.tv.

For Investor Relations Contact:

Barry Henthorn
barry@baristas.tv
(206) 579-0222

SOURCE: Baristas Coffee Company, Inc.

ReleaseID: 428263

Newest Pair of Neoprene Knee Sleeves from Rip Toned Impressed Fitness Enthusiasts

Fitness enthusiasts are all the raves with the new pair of neoprene knee sleeves from Rip Toned. The company is driven to give back to the growing number of fitness enthusiasts and encourage them to protect their knees while achieving their goals.

West Kelowna, Canada – April 28, 2015 /PressCable/

Two months after its release, Rip Toned’s knee sleeves in pair has garnered aficionado from all walks of life. Men and women with active lifestyle has been giving out helpful insights on how the neoprene knee sleeves have been working for them since their purchase on Amazon. Although knee sleeves are widely used by athletes such as basketball and volleyball, fitness enthusiasts have drastically noticed the difference in performance when using neoprene knee sleeves. It has gained admirers who have used and tested it and commend how functional and valuable it is during their strenuous activities.

Knee injuries are one of the chief problems in the world of sports medicine. Pain in the knee area is one of the most dreadful experience in a player’s career and of anyone at any age. It limits one’s ability to walk, work and participate fully in any activity. It constraints range of motion and decreases strength to carry on even the simplest gesture. Recent statistic published by Huffington Post shows that nearly one in twenty Americans older than fifty have artificial knees. If that’s what happens to standard population, imagine the situation of athletes and fitness enthusiasts.

Knee injury is inevitable among athletes but according to research using neoprene knee sleeves can actually be a good preventive measure. Studies suggest that neoprene knee sleeve can notably assist in the recovery and healing of knee injuries. “Neoprene Knee Sleeves are frequently used in the treatment and prevention of many common knee problems in sports and clinical settings. Studies have demonstrated that these supports, improve performance and decrease overuse injury rates during activity.” says Damien Van Tiggelen, PhD, associate professor of rehabilitation science and physiotherapy at Ghent University in Ghent, Belgium.

When Rip Toned released their 2 pack neoprene knee sleeves last, the company stated they were taken by surprise with the number of positive response in Amazon. They said their compression knee sleeves that are made of 7 mm lightweight snug fit neoprene material support and warm knee joints for protection. This was noted by Powerlifter Nicklaus Hoover and said it is a must have for any fitness enthusiasts. ” I’ve been having some trouble with my left knee off and on for a few years, tried various things but mostly worked through the pain during workouts. I then tried this knee sleeve, and I gotta say, I’m really impressed! Fits super snug, stays in place and it’s really comfortable! Knee felt great doing some heavy sets of box squats. I liked it so much I got another sleeve! My max on squats jumped 20lbs once I wore both sleeves! My leg days are much more productive and safe now that I have these!”

After all the support, Rip Toned said they are committed to give only the best to their avid customers. To give gratitude back to its customers, Mark Pasay, Co-Founder of Rip Toned announced discounts on their Instagram account @riptoned. “We, at Rip Toned are truly grateful that our customers are happy and satisfied with our neoprene knee sleeves. We’ve been receiving superb reviews since we’ve started putting the knee sleeves in pair up on Amazon. We are giving out coupons with 20% discount (KSLEPAIR) to encourage fitness enthusiasts to protect their knees while reaching for their goals.”

For more information about us, please visit http://riptoned.com/

Contact Info:
Name: Mark Pasay
Email: media@riptoned.com
Organization: Rip Toned
Address: 3141 Shannon Pl
Phone: 1-888-552-0225

Release ID: 79207

Blossom Bariatrics Participates in Annual CCMS Internship Program

Dr. Tom Umbach mentors high school student for Clark County Medical Society annual mini-internship program.

Las Vegas, NV, USA – April 28, 2015 /MarketersMedia/

On March 25th, Dr. Tom Umbach and Blossom Bariatrics hosted Estrella Rodriguez, an East Career and Technical Academy student, as part of the Clark County Medical Society (CCMS) Mini-Internship Program. “Estrella was fantastic to work with,” Dr. Tom complimented. “She was observant, inquisitive, and has steady hands; she will make an excellent doctor.”

Estrella Rodriguez was one of four juniors selected from East Career and Technical Academy’s Medical Professions Program to participate in the CCMS Junior Mini-Internship Program. Estrella spent March 25th with Dr. Thomas Umbach, who specializes in bariatric surgery. She also spent time with an anesthesiologist, which is her future career interest.

Estrella shares, “During my visit, I shadowed two doctors, Dr. Thomas Umbach and Dr. Gupta, who specializes in anesthesiology. The day consisted of three gastric sleeve surgeries in the OR and they were laparoscopic. Before the actual surgery, I learned anesthesia procedures, including anesthetics and intubation. I also learned the importance of gathering patient family history and walking patients through the surgery and letting them know what to expect.”

“As I observed the surgeries, I learned the importance of teamwork, as everyone was involved. I honestly held back tears of joy multiple times during the day as who would’ve thought that I would be blessed with such an opportunity!”

“What struck me most was when Dr. Umbach told me to change into PPE and join the surgery. When the third gastric sleeve was done, the remaining portion of the stomach was left on the side for me to cut and suture back up! Reading about procedures or watching T.V. shows in which someone else does the work doesn’t compare at all to hands-on experience.”

Estrella concludes, “This experience was more than I originally expected; it was another aspect, which serves to shape my journey into a career in medical professions.”

The Junior Mini Internship Program strives to “enhance students desire to pursue a career in medicine and to keep our best and brightest here in Nevada! This experience is more than just an opportunity to shadow a doctor; this program affords the student a chance to interact with a doctor and the care team in the physical, intellectual and emotional environment the student plans to pursue.”

Dr. Tom is a highly sought-after medical mentor; as one of the busiest and most technologically advanced bariatric surgeons in the world, surgeons and students–worldwide–seek him out to shadow and learn at his side. He shares, “When I connect with and mentor doctors and medical professionals, the world becomes a smaller place; when I mentor students and encourage them to build a bridge from high school to medical school, the world opens up and blossoms.”

About Blossom Bariatrics:

Blossom Bariatrics is a weight loss surgery center located in Las Vegas, Nevada. Award winning surgeon, Dr. Thomas Umbach, is recognized by Newsweek as one of the “Nation’s Leading Bariatric Surgeons” and by The New Economy as one of the “Best Healthcare Consultants,” and is a board-certified bariatric surgeon. Dr. Tom is dedicated to helping individuals improve their health, and live more fulfilling lives by losing their excess weight. His weight loss surgery practice specializes in both advanced and traditional laparoscopic (minimally invasive) procedures.

For more information about us, please visit http://blossombariatrics.com

Contact Info:
Name: Dr. Tom Umbach
Organization: Blossom Bariatrics
Phone: 702-904-8011

Source: http://marketersmedia.com/blossom-bariatrics-participates-in-annual-ccms-internship-program/80569

Release ID: 80569

Audio-Digest Obstetrics/Gynecology Board Review Announces ‘Prenatal Diagnosis’ by Stephen T. Chasen, MD

Audio-Digest Foundation, the leading provider of audio continuing medical education, announced the publication of Dr.Stephen T. Chasen’s “Prenatal Diagnosis” as part of its Obstetrics/Gynecology Board Review.

Glendale, CA, United States – April 28, 2015 /MarketersMedia/

Audio-Digest Obstetrics/Gynecology Board Review announced today the publication of “Prenatal Diagnosis” by Stephen T. Chasen, MD, Associate Professor of Obstetrics and Gynecology, and Associate Attending Obstetrician and Gynecologist, Weill Cornell Medical College,and New York Presbyterian Hospital , New York, NY

The new Audio-Digest Obstetrics/Gynecology Board Review Course is a comprehensive review with approximately 40 hours of original lectures led by faculty from a variety of prominent teaching institutions across the country, reflecting a broad geographic diversity of clinical experience and expertise. This audio course, developed specifically as a board review and comprehensive review resource, offers participants a chance to benefit from first-hand expert guidance on the essential exam areas.

The Board Review course is chaired by Anita L. Nelson, MD, Professor of Obstetrics and Gynecology, David Geffen School of Medicine at the University of California, Los Angeles, Los Angeles, CA.

For those not preparing for the exam, the course provides an excellent update and overview of Obstetrics/Gynecology. This content is also the perfect self-study tool for any health care professional in this field, including Physician Assistants, Nurse Practitioners, and Registered Nurses.The program includes

*42 lectures available on CDs and MP3s
*Course content based on ABOG requirements
*Appropriate for Certification/Recertification and comprehensive review
*Up to 35 AMA PRA Category 1 Credits™
*All lectures can be accessed from the Audio-Digest mobile app.

Audio-Digest Foundation is the leading provider of audio continuing medical education. Its mission is to provide high-quality, convenient, and affordable continuing professional education to physicians and other healthcare professionals so they can meet the growing requirements to learn and to improve patient care, thereby promoting/enhancing the health of the general public.

For more information about us, please visit http://lp.audio-digest.org/R/147obbr

Contact Info:
Name: Paul Angles
Organization: Audio-Digest Foundation
Phone: 800-423-2308

Video URL: https://www.youtube.com/watch?v=VC3qPnPPCC8

Source: http://marketersmedia.com/audio-digest-obstetricsgynecology-board-review-announces-prenatal-diagnosis-by-stephen-t-chasen-md/80486

Release ID: 80486

One Change in Pharmaceutical Manufacturing Reduces Overdose & Substance Abuse Rates by 20 Percent

When changes were made to how the popular painkiller OxyCotin was made, the US experienced a 20 percent reduction in overdoses.

Boston, MA, USA – April 28, 2015 /PressCable/

Researchers at Harvard Medical School and the Boston University of Medicine just released their findings of a study done on the widely used painkiller, OxyCotin.

The study concluded that when the manufacturer made changes to how the drug is created, it had a significant impact on a couple of key findings. First of all, it reduced the overall overdoses of the drug by a full 20 percent. In addition, once the changes were made, the drug was prescribed 19 percent less that it had been previously.

To sum it up, the researchers noted that the estimated decrease in the opioid prescriptions at two years would be enough to supply 5 mg of Oxycodone each day of the fourth quarter of 2012 to 5 percent of the population. The drug manufacturer created an abuse-deterrent formulation when it came to light that the drug was being used illicitly when users crushed it in order to get a better high.

OxyCotin is an extended release drug and users can get consistent relief from pain when it’s used correctly. But people with addictions soon learned that when the drug is crushed, it can give them a quicker high. The new formulation doesn’t allow that same high, and this is what’s attributed to the reduction of prescriptions and overdoses.

This change comes on the heels of the withdrawal of Propoxyphene, another painkiller that was removed from the US market a few years ago when it was learned that it led to cardiac side effects.

A spokesman from Sober Gateway Treatment and Therapy Center told us that the drug abuse rehab treatment industry has seen a rapid increase in the illegal use of painkillers. “The sad truth is that when an addict wants to get high, he or she will find some way to do it. This is great step, but unless an addict gets help with their addiction, they will simply find another substance to get their high.” And it seems that he’s right. The authors of the above quoted study warn that the withdrawal of one drug and the change in manufacturing of another drug does not actually cure the present demand for Opioids, although it may decrease the onset of new addictions in the future. In fact, heroin, another highly addictive opioid has seen a rise in use since the changes, and the authors note that there was a 23 percent increase in heroin overdoses in the study period.

About Sober Gate Way Treatment & Therapy Center: Sober Gateway offers numerous resources to help people permanently overcome the suffering and misery brought upon by drug addiction or alcohol addiction. The company believes in the right to start a new life and reclaim a person’s health, sanity and sobriety. They offer free, confidential assistance to help locate the assistance that those who are affected by addiction and substance abuse issue may need.

For more information about us, please visit http://www.sgttonline.com

Contact Info:
Name: Matthew Hesser
Organization: Sober Gateway Therapy & Treatment
Address: P.O. Box 880, Arroyo Grande, CA 93421
Phone: 888-363-5553

Release ID: 80649

Steam Master Carpet Cleaning Reveals Spotting Guide Article

Steam Master Carpet Cleaning’s latest article takes on misconceptions about The 6 Steps to Removing Spots on your Rug or Carpet and sets the record straight with several useful facts for Homeowners or Renters.

Newport Beach, United States – April 28, 2015 /PressCable/

As part of their ongoing efforts to provide the best information and tips regarding Rug and Carpet cleaning. Steam Master Carpet Cleaning has published a new article entitled Spotting Guide which sheds light on the most important aspects of The 6 Steps to Removing Spots on the Rug or Carpet for Homeowners or Renters. Interested individuals can view the full article at http://steammastercarpetcleaners.com/carpet-cleaning-tips/.

One of the most surprising pieces of information in the article is the fact that The key to successful spot removal is getting to it as quick as possible..

In discussing the article’s creation, Renee Rozunko, Owner of Steam Master Carpet Cleaning said,

“Steam Master Carpet Cleaning provides articles and frequently asked questions to customers and the public for better understanding our company; and to release our family rug cleaning tips and methods.”

Homeowners or Renters can find the most up-to-date version of the article at http://steammastercarpetcleaners.com/carpet-cleaning-tips/. Customers who have specific questions past, present, or future articles contact Steam Master Carpet Cleaning via their website: by clicking rug and carpet cleaning help.

For more information about us, please visit http://steammastercarpetcleaners.com/

Contact Info:
Name: Renee Rozunko
Email: info@steammastercarpetcleaners.com
Organization: Steam Master Carpet Cleaning
Address: 1710 Santa Ana Ave Costa Mesa, CA 92627
Phone: (949) 645-1313

Release ID: 80598

Venture Computers of Canada, Inc. Weighs In On Heavy Investing Into Cloud Companies

Venture Computers of Canada, Inc. comments on recent heavy investing in cloud computing solutions by five companies.

Toronto, Canada – April 28, 2015 /MarketersMedia/

Venture Computers of Canada, Inc. (www.Venture.ca), Toronto’s leading provider of IT support, hardware and software sales services, and consulting, is weighing in on the large round of investments five cloud companies recently received to start or continue their operations.

The week of March 27 saw venture capitalists invest a combined $175 million into companies that focus on cloud computing, storage, or other form of cloud software. The five companies involved in this move include FinancialForce.com ($110 million), Aryaka ($16.0 million), Fusion Ops ($12.0 million), Better Cloud ($25.0 million), and Hedveg ($12.5 million). (Source: Brown, B., “5 freshly-funded cloud computing companies worth watching,” NetworkWorld.com, March 27, 2015; http://www.networkworld.com/article/2902409/cloud-computing/5-freshly-funded-cloud-computing-companies-worth-watching.html.)

“Even split among the five companies, that’s still a large number,” says Harris Tan, owner of Venture Computers of Canada, Inc. “However, it’s important to keep in mind how much cloud computing has transformed multiple industries and impacted culture overall. Yes, these represent huge investments, but when analyzing the future of the cloud, it seems a safer bet than most.”

Tan explains that close to half of all marketing departments are expected to have 60% of their applications on the cloud over the next two years. With most of those applications being aimed at databases, organizations are expecting improved technology quality and customer service in addition to the cloud helping to grow their business. (Source: Columbus, L., “Predicting The Future Of Cloud Service Providers,” Forbes web site, April 5, 2015; http://www.forbes.com/sites/louiscolumbus/2015/04/05/predicting-the-future-of-cloud-service-providers/.)

“This much investment doesn’t come without high expectations,” he adds. “Organizations are increasing their budgets for the cloud and expect it to have a positive effect on both their bottom line and on the services they provide, including interaction with clients.”

Tan notes that while these companies are financed primarily to serve big business interests, Venture Computers of Canada, Inc. is sound in its approach and commitment to servicing the needs of small and medium-sized businesses that are looking to implement cloud computing as part of their operations.

“It’s amazing to hear that the future of cloud computing is such a priority,” Tan concludes. “However, our focus right now is on helping small and medium-sized businesses improve their cloud knowledge, implement these cloud-based solutions so they are on-trend with current systems, and offer IT consulting so the systems are properly managed.”

Venture Computers of Canada, Inc. is one of the leading cloud hosting providers in Toronto and is capable of implementing cloud-based solutions to help improve the operations of any small or mid-sized organization. For more information, visit www.Venture.ca.

For more information about us, please visit http://www.venture.ca/

Contact Info:
Name: Harris Tan
Organization: Venture Computers of Canada, Inc.
Address: 705 Middlefield Road, Unit 108, Scarborough, Ontario, Canada, M1V 5H5
Phone: 416-299-9877

Source: http://marketersmedia.com/venture-computers-of-canada-inc-weighs-in-on-heavy-investing-into-cloud-companies/80655

Release ID: 80655

Incorporating Long-term Health Care Insurance Into a Complete Retirement Plan

Retirees who find themselves in need of long-term health care quickly learn that out-of-pocket medical expenses can rapidly drain even the most robust retirement savings.

Worcester, MA – April 28, 2015 /MM-LC/

Seniors in the U.S. are living longer, healthier lives than any generation before them. Good news for retirees looking forward to a long, enjoyable retirement provided they have planned ahead for long term health care costs.

According to the U.S. Department of Health and Human Services, approximately 70 percent of Americans age 65 and over will need some form of long-term care after retirement. Long-term care can mean many different things depending on the patient’s needs, such as skilled nursing and rehabilitative care after a lengthy hospital stay. It can also mean home health care services, a stay in an assisted living facility, or nursing home care.

The costs, however, can add up fast. The average cost of a one-month stay in an assisted living facility was $3,550 in 2014. The cost of a licensed home health aide is about $21/hour and a private room in a nursing home averages $229 per day.

Retirees who find themselves in need of long-term care quickly learn that out-of-pocket medical expenses can rapidly drain even the most robust retirement savings. Medicaid, Medicare, Medigap and HMOs will not cover every health-care cost that comes up, and for this reason a growing number of financial advisors have become more focused on the importance of long-term care insurance in a complete retirement plan.

In addition to helping protect retirement savings from being drained by the high costs of medical care, long-term care insurance can help retirees preserve their standard of living and maintain financial independence. It can also provide more options regarding where the policy holder may receive the long-term care they need: in their own home, in an adult daycare center, in an assisted living facility or in a nursing home.

The right long-term care insurance can be customized to fit each retiree’s specific needs, and it can be shared with a spouse, which may result in lower premiums.

Premiums for long-term care policies are based on the policy holder’s age, making the best time to purchase a plan between the ages of 50-70 to keep the premiums as low as possible. Although the policy holder may pay for a longer time, the benefits can be worth it—potentially lower overall costs, benefit amounts that increase over time, and a decreased risk of being disqualified because of a change in health.

Financial management specialist Greg Lavelle of RetirementAdvisers.net in Worcester, Mass. says that with today’s fluctuating economic conditions and market swings, planning for retirement should include maintaining an adequate level of insurance coverage to accommodate the retiree’s potential need.

“The real risk of not planning for how a person is going to pay for health and long-term care costs isn’t just about having enough money to cover them,” “Lavelle says. “It’s whether your family could end up being burdened with your care.

“We help our clients plan their retirements by working with them to develop a complete long-term strategy, and that has to include health insurance,”

Ignoring the potential costs of long-term health care could be the biggest financial planning mistake many retirees make. Talking to a retirement planning professional with expertise in long-term care policies designed to protect nest egg assets can make all the difference when it comes to securing a comfortable, worry-free retirement plan.

For more information about us, please visit http://www.RetirementAdvisers.net

Contact Info:
Name: Greg Lavelle
Email: glavelle@corporatebenefitplans.com
Organization: Retirement Advisers
Phone: 508-770-0304

Source: http://councilofeliteadvisors.com/liftmedia

Release ID: 80637