WEST PALM BEACH, FL / ACCESSWIRE / February 17, 2020 / Marc Linsky's idea of financial planning is the process of creating the right plan for you and your family's future. Proper financial planning helps with short- and long-term goals and helps with decisions to make the most of a family's financial resources. A financial planner can help clients with all types of financial planning, such as taxes, insurance, and estate and retirement planning.

So why should your financial planner be certified? Marc Linsky says in today's fast online world, anybody can call themselves a financial planner. In the past, Marc has seen many so-called financial planners come and go. "Some of these people will push certain investments onto their clients and not tell the client that they earn a commission from selling them," Marc Linsky says. Others may not have just the right experience to properly advise you on the right type of planning for your situation. "And others still," he adds, "don't have the ethics needed." For this reason, without credentials, it's hard for the average person to know who to trust for their financial future.

That's where the Certified Financial Planner (CFP) designation comes in. Marc Linsky says in today's world, it's just too risky to take a chance on someone you don't know, and it's time-consuming to research someone's history and perform a detailed background check to find the right person to advise you. "It's so much smarter to look for the credentials of the CFP designation," Marc Linsky says.

CFP professionals have been through specialized education, rigorous testing, and real-world experience and work for their clients' best interests. "This is something not all financial planners have or do," Marc says. It's so critical to the industry now, Marc Linsky adds, that even lawyers and accountants are getting this designation. It's no longer "good enough" to be an average estate lawyer or an accountant. Marc Linsky says to find the right person to provide the very best advice for your specific situation, look for the CFP initials behind his or her name.

The Certified Financial Planner (CFP) designation is awarded to distinguished professionals by the Certified Financial Planner Board of Standards, Inc. (CFP Board). This professional certification is a formal recognition of expertise and high professional standards within the financial planning industry. It is recognized as the standard of excellence for competent and ethical personal financial planning.

When you understand what they go through to earn that certification, it's no secret why the CFP designation is so coveted. Marc Linsky says to get this designation, members must go through four strict requirements first. "For the exam part," Marc Linsky continued, "we have to undergo some pretty intense training." This education is in addition to the four- or six-year degree we have previously earned, Marc Linsky adds. The experience requirement ensures that the professional has enough previous financial planning experience, and the ethics requirement ensures CFPs must abide by the CFP Board's strict code of ethics. "Then, for the education part, we need to complete at least 30 hours of continuing education each year to stay current," Marc Linsky says. "Overall, it's a pretty rigorous certification, but it's to ensure the safety and well-being of the public, and I'm passionate about getting the word out since it's such a big part of my life.

CONTACT:

Caroline Hunter
Web Presence, LLC
+1 7865519491

SOURCE: Web Presence, LLC

ReleaseID: 576725

NEW YORK, NY / ACCESSWIRE / February 17, 2020 / In looking at the valuation of a public company, an equity analysis report is an important tool that helps investors determine if they should buy, hold, or sell shares of a company. These reports are written in detail by financial analysts who detail the industry, compare the company to its peers and competitors, review the management team, and analyze its past financial performance. The report ends up with a forecast for the future of the company and a recommendation of whether to buy or sell its stock. In this article, Lisaveta Ramotar looks at why an Equity Analysis Report is important to financial planning and what you need to know before you read a company's Equity Analysis Report.

"Many people have asked me my opinion on how a company is doing," Lisaveta Ramotar says. Rather than use the news media as your source or to guess at the outcome, she recommends going to the company's Equity Analysis Report. "It tells so much, and I won't invest without it," she says, "but there is one thing that most people don't know."

Lisaveta Ramotar explains, the Equity Analysis Report is probably the most important tool there is to understand how a company is doing. There are long reports that go into minute detail as well as short 1-2 page summary reports which usually focus on a small part of the company, and there are quarterly reports and other reports with different names, "but what I recommend you look at first before you look at anything else," she explains, "is to learn who did the research."

Lisaveta Ramotar says this small bit of information is critical to know because these reports have different uses depending on who wrote it, and there is the potential to be slightly biased. For example, there are firms like asset management companies who create reports for their portfolio managers' use only, she says. These aren't distributed to the general public, so it's unlikely you'll see these. But other firms like investment banks produce reports to go to their clients with a bias towards persuading the clients to buy, says Lisaveta Ramotar. The investment banks know that when they create a report for a public company, that company is more likely to use their bank to execute their trades for that stock. For these reasons, investment banks are more biased towards companies that they would recommend people buy stocks in.

It's something we know as analysts, Lisa Ramotar says, but most of the people I've talked to aren't aware of it. "It's just something to keep in mind as you're managing your portfolio."

Lisaveta Ramotar has a Master's Degree in Business Administration (MBA) degree from the University of Toronto and was awarded the prestigious British Chevening Scholarship for graduate studies in the United Kingdom where she was awarded a Masters In Project Analysis Finance and Investment. Lisaveta Ramotar was the General Manager of the Guyana Gold Board the country's gold trading and regulatory body and has extensive central banking experience working as an economist at the Bank of Guyana. Lisa Ramotar is experienced in the private sector and business development in transitional economies and has extensive experience in credit and foreign exchange risk management and regulatory and policy development. She lives in Toronto, Canada where she has completed 2 out of 3 levels of the Chartered Financial Analyst program towards earning her CFA designation.

CONTACT:

Caroline Hunter
Web Presence, LLC
+1 7865519491

SOURCE: Web Presence, LLC

ReleaseID: 576722

HAPPY VALLEY, OR / ACCESSWIRE / February 17, 2020 / Healthy eating is often depicted as a luxury. But it doesn't have to be. Chad Tackett, founder of Committed 100, has helped hundreds of people change their lifestyle to lose weight and get healthier. Chad Tackett is here to explain three techniques to make eating healthy less expensive and more convenient than fast food and pre-packaged meals.

3 Tips to Eat Healthy on the Cheap

Plan Ahead

Chad Tackett says the first step to making healthy eating affordable and convenient is to plan ahead. Set aside one day each week, such as a Sunday, to grocery shop. Before you head to the store, scour your kitchen to see what you already have. Make a meal plan for the week using some of these items so you'll have less to buy. Then, make a list of items you need to purchase. For instance, if you have chicken breasts in the freezer and brown rice in your cupboard, you could easily buy frozen or fresh vegetables at the store and prepare stir fry for one or more of your meals.

Shop Wisely

When making your grocery list, ensure you include plenty of fresh fruits and vegetables. Generally, fresh produce is cheaper and healthier than canned or frozen goods. The exception, depending on the season, may be items like berries, which can be more affordable frozen. Buy healthy snacks as well as meal ingredients. For instance, consider sugar-free peanut butter and apples or celery, carrots and broccoli and hummus, and whole-grain crackers and bread. Raw grains, like rice and quinoa, take a bit longer to prepare than boxed or pre-cooked items but are cheaper. Affordable and healthy protein options include lentils, eggs, beans, and greek yogurt. Try to get produce in-season as it is generally healthier and less expensive. Stick to your list and avoid impulse purchases which may blow your diet and budget. Keep in mind most of the time, more expensive items are placed at eye-level. Look down for cheaper options, Chad Tackett explains.

Cook at Home

Pre-made meals, including those you'll find at the grocery store, are typically high in calories and cost. Buying whole foods and cooking at home can significantly reduce your spending and enable you to dictate exactly what's in your meal. You can also experiment with some of your favorite recipes to make them healthier. To save time during the week, consider prepping meals ahead of time, suggests Chad Tackett. This can be as simple as making a large pot of vegetable soup and freezing portions to have later in the week. If you don't have time to make all of your meals for the week, you can also prepare meals the day before. For instance, while making dinner you might also make lunch for the next day to prevent the temptation of getting fast food. You can also make healthy breakfast items, like hardboiled eggs or overnight oats, and have them ready to go for the next morning, advises Chad Tackett.

More on Chad Tackett

In the past 25 years since creating Committed 100, the world's first online weight loss program, Chad Tackett has helped people in over 100 countries, of various ages, sizes, and backgrounds, achieve their health and fitness goals. Chad Tackett endeavors to help people make healthy and sustainable lifestyle changes to live happier, healthier, and more fulfilling lives without giving up their favorite foods or suffering through boring workouts.

If you are ready to fundamentally change how you think about food for the long-term and "fix" your metabolism Click here to watch this free training by Chad Tackett at Committed 100.

Click here to learn more about the Committed 100 online weight loss program by Chad Tackett. Chad Tackett has also started a Facebook Group where he is active regularly and provides support in reaching your ideal weight goals for all of his members, check it out here.

CONTACT:

Caroline Hunter
Web Presence, LLC
+1 7865519491

SOURCE: Web Presence, LLC

ReleaseID: 576723

PORT WASHINGTON, NY / ACCESSWIRE / February 17, 2020 / The activity of hiking, whether as a group sport or simply for solitude and reflection, has become synonymous with fitness and wellness. Whether it's on a mountain or a park trail, hiking is an activity that thousands of people love to do every day. Here, Rena Margules discusses why hiking is her favorite sport.

Part of what makes us choose the activities we love is the aesthetic value, Rena Margules begins. "There's nothing quite so breathtaking as the sun rising over a mountain trail," she says.

It's true that where you live and what you surround yourself with can affect your happiness level. Rena Margules talks about a publication from 2015 entitled Untangling What Makes Cities Livable: Happiness in Five Cities. This paper shows that city people don't necessarily get their happiness from things we'd expect, like big houses, fancy cars, and the best clothes. This paper goes on to suggest that the cumulative effects of living in an aesthetically pleasing city had the greatest effects on happiness, which means that beautiful surroundings can have a profound effect on you, Rena Margules says. How much more beautiful can you get than being surrounded by nature? When I get to choose between hiking and working out in the gym, there's really no comparison, she adds.

"Another reason I love hiking so much is that it pumps up your blood," Rena Margules says. "Hiking is one of the activities I do to release endorphins and make me happier," she adds. It's an activity she can share with someone she loves, she says, or do alone if she needs to get away. Rena Margules says when she's with a friend, sometimes she likes to go slow and enjoy a quiet conversation, or it can be a fast heart-pumping activity if we want to exercise. If she's by herself, she says she enjoys the internal dialogue "where I can just not think at all and give my brain a rest. Sometimes I'll even sing as I walk, and that is most relaxing."

"Hiking helps me appreciate the small things in life, like the sounds of birds or the rustle of squirrels in the trees," Rena Margules says. The greenery all around, the view from the top of a mountain, and the feeling of the wind blowing through your hair — these are all things I can't get from working out in a gym, she says. It's a great way to unplug and de-stress from life, she adds.

There's an old folk song that goes, "I'm happy when I'm hiking, pack upon my back," Rena Margules says with a smile. "So, I know I'm not the only one."

CONTACT:

Caroline Hunter
Web Presence, LLC
+1 7865519491

SOURCE: Web Presence, LLC

ReleaseID: 576717

Denise Gibbs of Modesto, CA obtained her administrator's license for seniors so she can help them live better lives in assisted living

MODESTO, CA / ACCESSWIRE / February 17, 2020 / There are over 800,000 Americans living in assisted living. Over half (52 percent) are over the age of 85. Most residents only need help with a few daily living activities such as walking and bathing. Many do not need 24/7 skilled nursing care, though many do suffer from health issues such as high blood pressure and Alzheimer's disease.

The United States is projected to see a 20 percent of its population age 65 and over by 2030. That's millions of people! This means the importance of senior living options is becoming more important than ever.

"Senior care is highly important in this country," said Denise Gibbs of Modesto. "I take pride in helping people in need live healthy lives in safe, well-maintained and effective assisted living facilities."

Denise Gibbs has 30 years of experience in human resources and social work. Denise Gibbs has helped a countless number of people better their lives all from underserved populations including low-income families, seniors, victims of domestic violence, and those incarcerated for non-violent crimes.

Denise Gibbs of Modesto has a Bachelor's of Arts in Social Work from Chico State University, a Human Resources Certificate from the University of the Pacific, and is licensed in Residential Care Facilities for the Elderly (RCFE), Community Care.

As a licensed Residential Care Facilities for the Elderly person, Denise Gibbs of Modesto monitors residential care facilities for the elderly and continuing care retirement communities. The core mission of this program is to optimize the health, safety, and quality of life of adults in community care facilities through the administration of an effective, collaborative, and regulatory enforcement system that emphasizes harm prevention and proper and timely compliance.

In 2017, Denise Gibbs won the Malcolm Baldrige National Quality Award for her dedication to senior healthcare. She has led the development of handbooks, policies, and procedures for a number of non-profit agencies and has ensured compliance adherence at a local, state, and federal level.

About Denise Gibbs of Modesto

Denise Gibbs has a background in management and human resources for 30 years with experience in overseeing staff in multiple locations at a time. Throughout the years, Denise Gibbs of Modesto has developed personnel handbooks as well as policies and procedures for non-profit agencies. Denise Gibbs has provided audits for local, state and federal government agencies. She has dedicated her life to working with those in need, such as low-income families, senior citizens, victims of domestic violence, and has advocated for those incarcerated. Denise Gibbs is also a dedicated wife for 32 years.

CONTACT:

Caroline Hunter
Web Presence, LLC
+1 7865519491

SOURCE: Web Presence, LLC

ReleaseID: 576720

The North Andover Award Program Honors Companies that Exemplify the Best of Small Business

NORTH ANDOVER, MA / ACCESSWIRE / February 17, 2020 / F.H. Cann & Associates Inc. has been selected for the 2020 Best of North Andover Award in the Financial Institution category by the North Andover Award Program.

For more information about the award, please visit https://northandover.2020-townrankingcontact.com/sdkxq9dj_FH-CANN–ASSOCIATES-INC

"Each year, the North Andover Award Program identifies companies that we believe have achieved exceptional marketing success in their local community and business category," a representative for the award program noted.

"These are local companies that enhance the positive image of small business through service to their customers and our community. These exceptional companies help make the North Andover area a great place to live, work and play."

Various sources of information were gathered and analyzed to choose the winners in each category. The 2020 North Andover Award Program focuses on quality, not quantity, the spokesperson noted. Winners are determined based on the information gathered both internally by the North Andover Award Program and data provided by third parties.

Clients of F.H. Cann & Associates, Inc. will not be surprised to learn that they have been selected for such a prestigious award. Since the company first opened for business, they have earned a well-deserved reputation for their outstanding accounts receivable management services, excellent customer service and a high level of community involvement.

About North Andover Award Program:

The North Andover Award Program is an annual awards program honoring the achievements and accomplishments of local businesses throughout the North Andover area. Recognition is given to those companies that have shown the ability to use their best practices and implemented programs to generate competitive advantages and long-term value. The North Andover Award Program was established to recognize the best of local businesses in the community. The organization works exclusively with local business owners, trade groups, professional associations and other business advertising and marketing groups. Their mission is to recognize the small business community's contributions to the U.S. economy.

About F.H. Cann & Associates, Inc.:

F.H. Cann & Associates, Inc. was established in 1999 and has provided best-in-class accounts receivable management services for over 20 years. More information can be found on their official website: https://www.fhcann.com.

CONTACT:

F.H Cann & Associates
info@fhcann.com
877-750-9804

SOURCE: F.H Cann & Associates

ReleaseID: 576645

LOS ANGELES, CA / ACCESSWIRE / February 17, 2020 / The Schall Law Firm, a national shareholder rights litigation firm, announces the filing of a class-action lawsuit against Mattel, Inc. ("Mattel" or "the Company") (NASDAQ:MAT) for violations of 10(b) and 20(a) of the Securities Exchange Act of 1934 and Rule 10b-5 promulgated thereunder by the U.S. Securities and Exchange Commission.

Investors who purchased the Company's securities between October 26, 2017 and August 8, 2019, inclusive (the ''Class Period''), are encouraged to contact the firm before February 24, 2020.

If you are a shareholder who suffered a loss, click here to participate.

We also encourage you to contact Brian Schall of the Schall Law Firm, 1880 Century Park East, Suite 404, Los Angeles, CA 90067, at 424-303-1964, to discuss your rights free of charge. You can also reach us through the firm's website at www.schallfirm.com, or by email at brian@schallfirm.com.

The class, in this case, has not yet been certified, and until certification occurs, you are not represented by an attorney. If you choose to take no action, you can remain an absent class member.

According to the Complaint, the Company made false and misleading statements to the market. Mattel failed to maintain effective financial controls and internal disclosures. The Company was forced to amend its 2018 annual report on Form 10-K restating its financial results for the third and fourth quarter of 2017. Based on these facts, the Company's public statements were false and materially misleading throughout the class period. When the market learned the truth about Mattel, investors suffered damages.

Join the case to recover your losses.

The Schall Law Firm represents investors around the world and specializes in securities class action lawsuits and shareholder rights litigation.

This press release may be considered Attorney Advertising in some jurisdictions under the applicable law and rules of ethics.

CONTACT:
The Schall Law Firm
Brian Schall, Esq.,
www.schallfirm.com
Office: 310-301-3335
Cell: 424-303-1964
info@schallfirm.com

SOURCE: The Schall Law Firm

ReleaseID: 576709

LOS ANGELES, CA / ACCESSWIRE / February 17, 2020 / The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of 500.com Limited ("500.com" or "the Company") (NYSE:WBAI) for violations of the securities laws.

The investigation focuses on whether the Company issued false and/or misleading statements and/or failed to disclose information pertinent to investors. 500.com announced on December 31, 2019, that it would undertake an internal investigation into allegations of illegal money transfers. The investigation follows the arrest of one consultant to the Company (a former Director of the Company's Japanese subsidiary) along with two former consultants. The Company also announced the resignation of its Chairman of the Board and that its CEO would "step aside" for the duration of the investigation. Based on this news, shares of 500.com fell by more than 10% on January 2, 2020.

If you are a shareholder who suffered a loss, click here to participate.

We also encourage you to contact Brian Schall of the Schall Law Firm, 1880 Century Park East, Suite 404, Los Angeles, CA 90067, at 424-303-1964, to discuss your rights free of charge. You can also reach us through the firm's website at www.schallfirm.com, or by email at brian@schallfirm.com.

The class in this case has not yet been certified, and until certification occurs you are not represented by an attorney. If you choose to take no action, you can remain an absent class member.

The Schall Law Firm represents investors around the world and specializes in securities class action lawsuits and shareholder rights litigation.

This press release may be considered Attorney Advertising in some jurisdictions under the applicable law and rules of ethics.

CONTACT:

The Schall Law Firm
Brian Schall, Esq.
310-301-3335
Cell: 424-303-1964
info@schallfirm.com
www.schallfirm.com

SOURCE: The Schall Law Firm

ReleaseID: 576712

LOS ANGELES, CA / ACCESSWIRE / February 17, 2020 / The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of Hanmi Financial Corporation ("Hanmi" or "the Company") (NASDAQ:HAFC) for violations of the securities laws.

The investigation focuses on whether the Company issued false and/or misleading statements and/or failed to disclose information pertinent to investors. Hanmi issued a press release on January 28, 2020, announcing the Company's financial results for the fourth quarter of fiscal year 2019. The Company reported net income of $3.1 million, including "a $6.9 million specific provision for loan and lease losses related to [a] previously identified $39.7 million troubled loan relationship." President and CEO Bonnie Lee said, "With the loans comprising this relationship maturing on December 31, 2019, [Hanmi] received current appraisals on the personal property securing the relationship and ha[s] provided for a specific allowance at the lower range of the appraised values." Based on this news, shares of Hanmi fell by more than 9.4% the next day.

If you are a shareholder who suffered a loss, click here to participate.

We also encourage you to contact Brian Schall of the Schall Law Firm, 1880 Century Park East, Suite 404, Los Angeles, CA 90067, at 424-303-1964, to discuss your rights free of charge. You can also reach us through the firm's website at www.schallfirm.com, or by email at brian@schallfirm.com.

The class, in this case, has not yet been certified, and until certification occurs, you are not represented by an attorney. If you choose to take no action, you can remain an absent class member.

The Schall Law Firm represents investors around the world and specializes in securities class action lawsuits and shareholder rights litigation.

This press release may be considered Attorney Advertising in some jurisdictions under the applicable law and rules of ethics.

CONTACT:

The Schall Law Firm
Brian Schall, Esq.,
www.schallfirm.com
Office: 310-301-3335
Cell: 424-303-1964
info@schallfirm.com

SOURCE: The Schall Law Firm

ReleaseID: 576707

LOS ANGELES, CA / ACCESSWIRE / February 17, 2020 / The Schall Law Firm, a national shareholder rights litigation firm, announces the filing of a class action lawsuit against Trulieve Cannabis Corp. ("Trulieve" or "the Company") (OTCQX:TCNNF) for violations of §§10(b) and 20(a) of the Securities Exchange Act of 1934 and Rule 10b-5 promulgated thereunder by the U.S. Securities and Exchange Commission.

Investors who purchased the Company's securities between September 25, 2018 and December 17, 2019, inclusive (the ''Class Period''), are encouraged to contact the firm before February 28, 2020.

If you are a shareholder who suffered a loss, click here to participate.

We also encourage you to contact Brian Schall of the Schall Law Firm, 1880 Century Park East, Suite 404, Los Angeles, CA 90067, at 424-303-1964, to discuss your rights free of charge. You can also reach us through the firm's website at www.schallfirm.com, or by email at brian@schallfirm.com.

The class, in this case, has not yet been certified, and until certification occurs, you are not represented by an attorney. If you choose to take no action, you can remain an absent class member.

According to the Complaint, the Company made false and misleading statements to the market. Trulieve inflated the mark-up on its biological assets. This resulted in the Company overstating its gross profits. The Company participated in undisclosed related-party real estate transactions. Based on these facts, the Company's public statements were false and materially misleading throughout the class period. When the market learned the truth about Trulieve, investors suffered damages.

Join the case to recover your losses.

The Schall Law Firm represents investors around the world and specializes in securities class action lawsuits and shareholder rights litigation.

This press release may be considered Attorney Advertising in some jurisdictions under the applicable law and rules of ethics.

CONTACT:

The Schall Law Firm
Brian Schall, Esq.,
www.schallfirm.com
Office: 310-301-3335
Cell: 424-303-1964
info@schallfirm.com

SOURCE: The Schall Law Firm

ReleaseID: 576711