NEW YORK, NY / ACCESSWIRE / August 24, 2020 / Roberts & Ryan Investments Inc., one of America's first Service-Disabled Veteran-Owned (SDVOB) FINRA registered broker-dealers, is proud to announce their participation as co-manager in the record-breaking $4 billion special purpose acquisition company (SPAC) offering from Bill Ackman's Pershing Square Tontine Holdings.

For this offering, Mr. Ackman changed the underwriting model by expanding the roles of minority-owned firms and increasing their underwriting fee participation. The lead underwriting banks, Mr. Ackman, and the minority-owned firms worked side by side, leveraging each other's relationships with Ackman's investing acumen, to maximize the coverage of the targeted accounts. The minority-owned firms got a seat at the table and an opportunity to bring value while being mentored by one of the industry's great deal makers and some of the most prestigious bulge bracket underwriters. The minority-owned firms provided Pershing Square with access to their unique relationships, including niche international money managers and family offices.

Minority-owned firms on Wall Street have long participated in the Debt and Equity Capital Markets for new issues and secondaries as co-managers and selling group members. Their participation comes at the direction of the underwriting banks, and the issuing companies themselves, to further their ESG and diversity initiatives.

Traditionally, the economics for minority-owned firms has been 3% of the total fees generated. Often, multiple minority firms are included in each deal, diluting the economic benefit to each firm. With Pershing Square, Mr. Ackman is looking to set an example for companies in their future issuance of securities by increasing the total minority participation to 20% of the economics.

"This year, through our participation in the Mentor-Protégé program and with the support of our mentor Citigroup (CITI), other bulge bracket firms, and corporate issuers, Roberts & Ryan has been growing. We have been a co-manager or selling group member in multiple equity and debt transactions for a variety of companies including CITI, Zoom Info, Warner Music Group, Bank of America, Wells Fargo, and Becton Dickinson. Roberts & Ryan's participation allows us to further our social mission to donate a percentage of our revenue to nonprofit groups that directly assist veterans in the areas of wellness, mental health, and career transition. As a direct result of Bill Ackman's record-breaking SPAC, R&R can continue to do well by doing good, donating $100,000 each to both Boulder Crest & Year Up," says Brian Rathjen, President of Roberts & Ryan.

"We are grateful and honored to partner with Roberts & Ryan, a firm dedicated to service and upholding America's ideals," said John Galante, Managing Director at Year Up, one of the foundations supported by Roberts & Ryan. "Their support will help us continue to create economic opportunity for young adults across the U.S. and reflects Roberts & Ryan's commitment to a diverse, inclusive society."

Mr. Ackman's vision of increasing the economic and functional participation of minority-owned firms will cement their long-term viability in the industry. It will enable minority firms to endure turbulent market conditions if taken up by other issuers.

About Pershing Square Tontine Holdings, Ltd.

Pershing Square Tontine Holdings, Ltd. ("PSTH"), a Delaware corporation, is a newly organized blank check company formed for the purpose of effecting a merger, capital stock exchange, asset acquisition, stock purchase, reorganization or similar business combination with a private company. PSTH's sponsor is 100% owned by the Pershing Square Capital Management, L.P. ("PSCM") funds.

PSTH believes that its unique structure and willingness to acquire a minority interest in a company will help facilitate the completion of a transaction on attractive terms.

About Roberts and Ryan Investments, Inc.

Roberts & Ryan Investments, Inc. is a Service-Disabled Veteran-Owned (SDVO) broker-dealer with execution capabilities in the capital markets, equities and fixed-income trading. The firm was founded in 1987 by a United States Marine Corps Vietnam combat veteran and Purple Heart recipient.

Roberts & Ryan engages in underwriting and trading of corporate municipal and agency mortgage debt as well as, equity agency trade execution, stock buybacks, and equity underwriting.

The majority of the firm's employees are veterans. The firm is active in donating to charitable foundations that make significant positive impacts in the lives of veterans and their families. Roberts & Ryan will directly support veteran-focused charitable organizations that are best positioned to aid the veteran community.

For more information, contact:
Roberts & Ryan Investments Inc.
Jennifer McDonough, 646-542-0745
Director of Administration
jmcdonough@roberts-ryan.com​

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SOURCE: Roberts & Ryan Investments Inc.

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LOS ANGELES, CA / ACCESSWIRE / August 24, 2020 / Compare-autoinsurance.org (https://compare-autoinsurance.org/) has launched a new blog post that presents several useful tips that will help first-time drivers get cheaper car insurance.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/how-to-insure-first-time-drivers

First-time drivers are paying some of the most expensive car insurance policies. The lack of experience behind the wheel is the reason why car insurance companies charge more on the premiums of first-time drivers.

To make their car insurance rates cheaper, first-time drivers should follow the next tips:

Join an existing plan. First-time drivers, especially teen drivers, are seen as risky by insurance providers because they lack experience, may text and drive, and are more likely to get distracted. Joining the family's insurance plan is one way to get affordable rates.
Choose a slightly used vehicle. When buying the first car, first-time drivers should consider buying a cheaper slightly used car if they want to get cheaper premiums. The cost to replace a vehicle plays into the overall premium.
Raise the deductible. First-time drivers who select full coverage car insurance can save some money by raising the deductible. The deductible is the amount the policyholder pays before the insurer pays to fix the vehicle.
Consider buying liability insurance only. First-time drivers who have an older car or can afford to replace their vehicle in case of an at-fault accident should consider buying only liability insurance. This policy gives no protection to the vehicles and it covers only the other driver's bodily injury and property damage.
Avoid tickets and car accidents. Being a safe driver is the best way to keep insurance rates low. First-time drivers should do their best to avoid distracted driving, speeding tickets, at-fault accidents, and DUIs.
Improve the credit score. Car insurance companies are allowed to use the credit score to rate drivers in every state but California, Hawaii, and Massachusetts. Drivers can improve their credit score by getting their first credit card, paying off their credit balance monthly, or by becoming authorized user on an account with excellent payment history.
Shop around. First-time drivers should get as many quotes as they can and compare them. To finish this task faster, first-time drivers should go to a brokerage website.
Ask for discounts. To make their policies more affordable to drivers, insurance companies offer all types of discounts such as good student discount, graduating a defensive course discount, getting a married discount, installed anti-theft devices discounts, telematics discounts, multi-policy discount, pay in full discount, and more.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

"Getting affordable car insurance as a first-time driver is not an easy task, but there are several methods that can help them pay less on their monthly premiums", said Russell Rabichev, Marketing Director of Internet Marketing Company.

CONTACT:

Company Name: Internet Marketing Company
Person for contact Name: Gurgu C
Phone Number: (818) 359-3898
Email: cgurgu@internetmarketingcompany.biz
Website: https://compare-autoinsurance.org/

SOURCE: Internet Marketing Company

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A New Article Posted on the Insurance Panda Website Explains Why Philadelphia is Such an Expensive City when it Comes to Auto Insurance

NEW YORK, NY / ACCESSWIRE / August 24, 2020 / The founders of Insurance Panda, a New York City-based auto insurance quotes provider, are pleased to announce that they have just posted a new article to the website that examines why Philadelphia car insurance is so expensive.

To read the new article, which is titled "Why is Auto Insurance So Expensive in Philadelphia?" in its entirety, please visit https://www.insurancepanda.com/faq/why-is-auto-insurance-so-expensive-in-philadelphia/.

As the article pointed out, the state of Pennsylvania actually has one of the lowest rates for car insurance in the entire country. However, the story is quite different for drivers who live in the City of Brotherly Love and are needing to buy Philly car insurance.

While the average driver in Pennsylvania pays around $1,200 to $1,350 annually for their auto insurance, drivers in Philadelphia pay as much as $4,000 to $5,000 each year.

As for why this is the case, the article notes that in general, larger cities have more people than small towns. This means that there are more cars on the road.

"More density means higher claims rates, which means higher insurance premiums for drivers in Philadelphia," the article noted, adding that overall, big cities also tend to have higher crime rates and more accidents.

In addition, there are certain factors that are specific to Philly that explain why the city's car insurance rates tend to be so high. For example, while all cities have their share of traffic, Philadelphia is especially bad.

"Drivers in the suburbs and exurbs commute long distances into the city center, leading to traffic jams across the Philadelphia metropolitan area," the article noted, adding that traffic and lengthy rush hours are associated with higher rates of accidents and claims, and that means higher risk for insurance companies – and higher premiums for drivers.

Philadelphia also has higher rates of uninsured drivers than other parts of the state. Unfortunately, this means that thousands of drivers have no car insurance at all, and insurance companies have to bear these costs.

About Insurance Panda:

Insurance Panda is an auto insurance quotes provider based out of New York City. In business since 2012, Insurance Panda has provided more than one million free auto insurance quotes to American drivers. Please visit https://www.insurancepanda.com for a free insurance quote today.

Contact:

Stephen Chan
office@insurancepanda.com
3477418290

SOURCE: Insurance Panda

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NEW YORK, NY / ACCESSWIRE / August 24, 2020 / Ariel Adams, better known as The Money Realtor, is making a name for herself in the finance industry. The 26 year old serial entrepreneur aims to teach others how to monetize Instagram in order to grow a following and make a side hustle turn into a full business. She is best known for her e-book, From Instagram to Instant Money.

Shortly after graduating from University of Miami in 2016 with a dual degree in Entrepreneurship and Marketing, she incorporated my first company, The Lotus Agency which focused on entertainment management. Ariel managed three artists and successfully generated millions of streams on Spotify, Apple Music, and YouTube. Her artists were featured on networks such as BET Jams, REVOLT TV, and XXL as well as many others.

"As a solopreneur, I handled all of the artists' facets including their social media branding, music video logistics, and album releases, even securing one artist as the show opener for Rick Ross, Meek Mill, and Travis Scott," Ariel says.

After conquering the music industry, Ariel moved into real estate and digital selling. She is licensed in Virginia, where she advocates for financial literacy and selling digital products online.

"While gaining a different career path, I went through my own personal finance journey after reading the acclaimed book ‘Rich Dad, Poor Dad' by Robert Kiyosaki. I was motivated to learn more about personal finance and sought insights from my multi-millionaire mentor. My mentor successfully grew their own company from the ground up," Ariel says,

This motivated her to start her Instagram account, @themoneyrealtor, which focuses on real estate, investing, and personal finance tips. This spurred the success of her e-book and led to features in Yahoo Finance, Official Black Wall Street, and Hollywood Unlocked.

Ariel is able to balance many ventures at once, running her real estate business as well as her digital product and consulting business. For real estate, she helps Virginia-based clients list and sell their homes, advises real estate investors, and helps renters and buyers locate their ideal properties. For her digital product and consulting business, she creates e-books and courses to help people scale to six figure businesses. Her new course that will be live by the end of August dives deep into the strategies Ariel used to make $100,000 in 90 days with digital products.

Ariel has always been a self-motivator, but it was seeing other online acquaintances create multiple streams of income that inspired her to dive into new endeavours.

"I like providing value to people and coaching them on how to make money, especially for the black community since there is such a wealth gap. I advocate for financial literacy and business ownership, so I'm motivated to teach others what I know," Ariel states.

Doing so has allowed Ariel to bring others up in her own success. For others, she tells them to jump in and go for it, just as she does.

"Just do it. Start today. Stop with the excuses. Stop procrastinating. Just go for it. If you start a business you'll be better off than the majority of people. You can't expect to get rich if you're afraid to take risks. A 9-5 won't make you rich; business ownership will. And who cares if you fail along the way, or have to restart," Ariel says.

In the near future, Ariel is focused on launching her new course: The Digital Selling Playbook. She'll outline step-by-step into how she made $50,000 in 45 days with one best-selling digital project.

"I'm launching it by the end of August. I'm also planning a free Masterclass: How to Turn Your Passion and Expertise into a Profitable Digital Product. Stay tuned for that!" Ariel says.

Make sure to stay up to date with Ariel on her Instagram account, or online with her website.

CONTACT:

Paula Henderson
646-736-2071
phendersonnews@gmail.com

About VIP Media Group:

VIP Media Group is a hybrid PR agency. Their diverse client base includes top-class entrepreneurs, public figures, influencers, and celebrities.

SOURCE: VIP Media

ReleaseID: 603005

NEW YORK, NY / ACCESSWIRE / August 24, 2020 / Entrepreneurs are looking for ways to deal with the stress and uncertainty of running a business in the era of Covid-19. They are looking for ways to operate and adapt while the economy around them is changing faster than ever. According to renowned business strategist, Brian Cristiano, what they really need is clarity, focus and action.

Today, Brian Cristiano is executive business coach to high-performance entrepreneurs, a growth strategist to celebrities, and the founder and CEO of BOLD Worldwide, but he got his start in the business world at only 16 years old. " I grew up in a risk-averse, middle-class family that wanted me to go to college and find a stable job. But I just knew I wanted to do things differently. I started making skate videos when I was 16, and made over $40,000 on my first deal. Needless to say, I was the black sheep of the family. But entrepreneurship was natural to me, although no one in the family then or today has run business or been an entrepreneur. With no one to follow but a hunger for a different kind of life, I figured it out for myself." Brian recounts.

Brian has helped numerous companies and well-known celebrities grow their brand and bottom line. For almost two decades Brian and BOLD have worked with clients like PepsiCo, Jennifer Lopez, Alex Rodriguez, DirecTV, Microsoft, UFC Gym, Orangetheory, and GE just to name a few. Brian is a business thought leader and keynote speaker having been featured in Forbes, Wall Street Journal, Entrepreneur, Yahoo Finance, Fortune, Digiday, and AdWeek among many others. Drawing upon his entrepreneurial background and business acumen he has the ability to create impact and growth for people and businesses in a short period of time. An ability he says comes from the formula he stumbled upon trying to get his first company out of trouble.

"I made some really big mistakes in my first company 14 years ago and nearly drove the business and myself into bankruptcy. I was a quarter million dollars in debt, sleeping on a couch and renewing my apartment out to strangers just to fight another day." Brian explains. "I remember sitting on the floor looking at an eviction notice and thinking it was over. I hit the point where I had nothing to lose. I could have laid down and died, but something deep inside me refused to give up. So I got up and fought hard. I realized I needed a better strategy. I needed something that could make myself and my business grow quickly to turn it all around. This is how I developed my Clarity, Focus and Action Formula."

CLARITY. "In order to make a big change, you first need to get clear on where you are. It doesn't matter if you're $250k in the hole living on a couch, if you're just trying to get your business to the first million, or if you're an executive of a billion dollar company, you need to be crystal clear on where you are and where you want to be." Brian shares.

FOCUS. "I speak to hundreds of entrepreneurs and executives from startups for Fortune 100s and every one of them that feels uncertainty or stress is unfocused. Sometimes they are focusing on the wrong things and other times they are focused on too many things. But in order to take yourself and your business to the next level you have to focus on the areas that are going to have the 80% impact with a 20% effort. That's hard to do when you're in the weeds. It requires you to step up and out, get a 100,000 foot view and reevaluate yourself and your business. That's why I get brought into companies of all sizes, to see what they can't see quickly and help them refocus." Brian says.

ACTION. "This seems obvious, but it's a bit counterintuitive. When I was living on the couch it wasn't for a lack of action. In fact, I was working extremely hard. We live in a hustle culture right now that makes everyone feel like they should be working harder, for more hours, on more things. That's wrong. Because if you take a ton of action on the wrong things you will never get where you want to go." Brian states.

Cristiano has not allowed the difficulties of 2020 stop him from achieving his goals and growing. He actually sees this year as a major opportunity for the people that are willing to shift their mindset.

"No matter what challenges you or your business are facing right now you can overcome them. No matter how big or small your goals are you can get there regardless of the current economy. You don't have to let outside circumstances control your outcome. You just need to get clear on what you want, focus on the areas that will get you there the fastest and take massive amounts of action." Brian shares.

"I want every business owner, executive and entrepreneur to know that business has changed. That's reality. We're not going back to the way things were. This is going to be a whole new economy. And you can either see this as an opportunity and grow because of it, or you can use it as an excuse to stagnate, contract or worse. It's time to step up, it's time to get really clear on where you want to go and then align yourself with the people who can help you get there. This is not the time to hesitate or wait for things to change. This is the time to take action." Brian says.

To find out more about Brian, view his website here and follow him on instagram here.

CONTACT:

Paula Henderson
646-736-2071
phendersonnews@gmail.com

About VIP Media Group:

VIP Media Group is a hybrid PR agency. Their diverse client base includes top-class entrepreneurs, public figures, influencers, and celebrities.

SOURCE: VIP Media

ReleaseID: 603004

LOS ANGELES, CA / ACCESSWIRE / August 24, 2020 / Compare-autoinsurance.org (http://compare-autoinsurance.org) has released a new blog post that helps drivers determine if they overpay for car insurance.

For more info and free car insurance quotes online, visit http://compare-autoinsurance.org/how-to-determine-if-you-overpay-for-car-insurance/

Due to unfair market tactics like "price optimization", policyholders end up paying more than they should. Drivers should not let insurance companies squeeze their finances. The best way to investigate whether the price is too high or not is to use car insurance online quotes. Drivers can get them for free from http://compare-autoinsurance.org

There are several factors to be analyzed when reviewing current insurance costs:

Car insurance companies rely on clients not to periodically check the market. It is wise to check the insurance market every 6 months and with at least 1 month before renewal. If the driver has not checked the market in the past year, there are many chances to be overpaying. Many insurance companies count on drivers not reviewing the market and increase the premiums every 6 months. This practice is commonly known as "price optimization".
New marketing trends. There may be new trends that will make car insurance cheaper. For example, the car model that has just been bought now has been thoroughly tested and got a really good safety rating from NHTSA. Top Safety Pick + models are safer, and thus, cheaper to insure.
Check the terms of the contract and look for hidden fees or ambiguous phrases. It may be time-consuming and boring to read every line of the contract. But behind every line and ambiguous phrase or term can hide additional fees. Talk with an insurance expert and ask to explain every term of phrase not fully-understood
The company offers less-than-helping customer support. Car insurance companies should have stellar customer support services, with dedicated employees. When the customer support is not willing to cooperate or there are always delays in processing the claim, drivers should consider switching the carriers. Do not waste money on companies not willing to help.

"Car insurance companies should provide excellent customer service, smooth claim handling process, and fair prices. Check the prices every 6 months and verify if your carriers still offers competitive prices", said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org

CONTACT:

Company Name: Internet Marketing Company
Person for contact Name: Gurgu C
Phone Number: (818) 359-3898
Email: cgurgu@internetmarketingcompany.biz
Website: http://compare-autoinsurance.org

SOURCE: Internet Marketing Company

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